Wikipedia’s accurate definition of finance is “The activity of finance is the application of a set of techniques that individuals and organizations (entities) use to manage their financial affairs, particularly the differences between income and expenditure and the risks of their investments. I discuss the importance of keeping track and updating financial reports as well as simple bank statements. These are just some of the essentials that I believe we all as a people should acknowledge.
There are several detrimental problems concerning our finance as a people and the side that I will be arguing throughout the duration of this paper is that we as African Americans do not recognize the importance of finance. So some of the topics I will be discussing will be very broad. For example taxes, at home income, banking, financing expenses, stocks & bonds, insurance and mutually financing a home with a family.
The most important source of government revenue is taxes. A large part of governmental expenditures has gone for various mi…




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